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Is It Time to Consider a Credit Union?

by Miranda Marquit March 9, 2012

Lately, there has been a lot of news about bank fees. Indeed, many consumers have become disappointed and annoyed with rising bank fees. As a result, consumers are looking around and wondering where else they can go to have a more pleasant (and cheaper) banking experience. For many, that has meant choosing a credit union. […]

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How to Close a SmartyPig Account

by Ryan Guina January 31, 2012

I started organizing all of my tax documents, and while I was gathering all of my 1099s, I realized there are several accounts I am no longer using and which I should close. One of those happens to be my SmartyPig account. When SmartyPig burst onto the scene a couple years ago, they promised to […]

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Aurora Bank Review

by Ryan Guina December 9, 2011

I love using the Internet to find deals. In addition to finding ways to save money with coupon codes and promos, I like to find ways to make my money work for me. Banking is one of the most essential parts of a financial plan, and it makes sense to find a good bank that […]

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Banks Have a Right to Make a Profit; Customers Have the Right of Choice

by Ryan Guina October 6, 2011

Bank of America has been receiving a lot of bad press lately, primarily from the recent announcement that they would begin charging  customers a $5 per month debit card fee starting early next year. The new fees are in response to the Dodd-Frank financial reform bill, which limits the processing fee banks can charge stores for […]

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Best Free Online Checking Accounts

by Ryan Guina July 30, 2011

Checking accounts should be free, period. At least, that’s what I believe. Unfortunately, many of the largest banks in the US have terminated their free checking programs and replaced them with “free checking if you meet the following criteria” programs, a far cry from the free checking programs many companies previously offered. These “free” checking […]

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Zions Bank Review – High Interest Checking, Savings, and Money Market Accounts

by Ryan Guina July 28, 2011

I recently began looking for another bank for my small business, and one of the criteria I am using in my search is finding a bank that not only offers a solid business account, but a top tier personal savings account and a free online checking account as well. Managing fewer accounts is a priority […]

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SmartyPig is No Longer Relevant

by Ryan Guina July 19, 2011

Like many other people, I was intrigued when SmartyPig launched – they offered interest rates which were substantially higher than virtually every other bank on the market. Unfortunately, it was unsustainable. SmartyPig recently dropped their interest rates again and while their current interest rate of 1.10% APY is still near the best you can find, […]

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