Capital One 360 is one of the top online banks in the nation. I opened a savings and checking account with them over 5 years ago and have been using it as one of my main bank accounts ever since then. They offer some of the most competitive interest rates in the country along with one some of the best features, including the ability to create a savings and checking account, create sub-accounts within your main account, link multiple external bank accounts, and link a ShareBuilder brokerage account. We have a full rundown of their features in our Capital One 360 review.
To top it off, Capital one 360 often features sign up bonuses for new account holders. We have the details of the two most popular programs here: a $50 cash bonus for new online checking accounts, and a $25 cash bonus for new savings accounts.
$50 Bonus for New Capital One 360 Checking Account
We rate the Capital One 360 checking account among the best free online checking accounts in the nation. There are no required minimum deposits or fees to maintain your account. It also offers free bill pay, the ability to send friends and family members money via P2P payments at no cost, and you will have access to over 35,000 free ATMs. This is also an interest bearing account, which is something not all checking accounts offer.
This $50 bonus is a great way to earn a little extra cash for opening an account. The $50 sign up bonus is available to new customers who open a Capital One 360 checking account (simply click on one of the links on this page and it will take you directly to the page where you can take advantage of this offer). Once you open your account, you simply need to make 3 signature based purchases with your Capital One 360 Checking Account within the first 45 days after opening your account.
Capital One 360 has not yet announced when this offer will end, but previous offers haven’t lasted very long, so it’s better to act quickly if you want to take advantage of this.
Capital One 360 Referral Bonus – $25 for New Saving Accounts
Capital One 360 is a great place to stash your cash and earn a nice interest rate. My wife and I both have an account with Capital One 360 and we have recommended these accounts to family members as well.
Business Savings also available: Capital One 360 is famous for their personal savings and checking accounts, but not many people know they also offer the Capital One 360 Business Savings Account for businesses to earn more money on their savings. The Capital One 360 Business Savings Account is a high yield savings account and offers a much higher interest rate than most regular banks offer for their business savings accounts.
$25 Capital One 360 referral bonus: The good news is that you can earn a $25 bonus when you open a new account with at least $250. The new account bonus will be deposited into your account right away, but you won’t be able to withdraw it for 30 days. The offer is good for new accounts only, and can be used for Capital One 360 Savings or Checking accounts, or for the Capital One 360 Business Savings Account.
How to get receive your $25 bonus: To receive the $25 Capital One 360 bonus, you must be a new Capital One 360 customer and you must open the account with at least $250.
Send me an e-mail. Capital One 360 used to provide links, but that process has changed. Now the easiest way to get a referral is to contact me via my contact form and I will get one to you straight away!
Win-Win: You will receive $25 for signing up, and I will receive $10 for each referral used. This is a great deal for both of us.
You can do this too! Capital One 360 offers a $25 bonus to all new referred customers who use the referral links to open an account with an initial deposit of $250 or more. Once you have an account, you can refer other people who will also receive the $25 for signing up, and you will get $10. Again, a win-win situation!
Checking, Savings, and Business Savings: There are two great account options to choose from for personal accounts, and one for businesses.