As much as we’d love to pay all of our credit card balances in full, sometimes that’s just not possible. Credit cards offer purchase protection on large purchases and finding a credit card with a low interest rate is a necessity if you choose to finance a purchase with a credit card. Some cards can draw consumers with high rewards or amenities but a low-interest credit card saves you the most money in the long-run.
Sadly, the days of sub 5.00% APR’s are gone but if you look hard enough, you can still find good low interest rate credit cards. We’ve compiled a list of the best low interest rate credit cards below and if you own a card you feel deserves on the list, let us know and we’ll add it.
Featured Low Interest Credit Cards
Simmons First Visa® Platinum – If you thought the PenFed Promise Visa Card was boring, then allow me to introduce you to the Simmons First Visa® Platinum. This card offers cardholders a very very low 7.25% APR. The Simmons First Visa® Platinum does not have a rewards program or introductory offer so it’s best and only feature is the low APR. Last but not least, this card carries no annual fee.
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