Comments on: Top Credit Card Rewards Programs http://cashmoneylife.com/best-credit-cards-cash-back-rewards-points/ Money Management, Small Business, Career Wed, 23 May 2012 21:16:10 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: sun http://cashmoneylife.com/best-credit-cards-cash-back-rewards-points/#comment-25911 sun Thu, 07 Oct 2010 21:32:03 +0000 http://cashmoneylife.com/?p=1948#comment-25911 I've been using my <a href="https://wwwa.applyonlinenow.com/USCCapp/Ctl/entry?sc=UABFW2" rel="nofollow">BofA AmEx Accelerated Rewards card</a> for several years now: 1.25% actual cash back ($50 increments) on purchases. You can use it to either to pay off part of your credit card balance or transfer the reward to your checking account. I’ve been using my BofA AmEx Accelerated Rewards card for several years now:

1.25% actual cash back ($50 increments) on purchases. You can use it to either to pay off part of your credit card balance or transfer the reward to your checking account.

]]> By: Ryan http://cashmoneylife.com/best-credit-cards-cash-back-rewards-points/#comment-24240 Ryan Fri, 25 Jun 2010 13:28:51 +0000 http://cashmoneylife.com/?p=1948#comment-24240 I use cash rewards only, but for people who travel frequently, travel rewards may come out better. I use cash rewards only, but for people who travel frequently, travel rewards may come out better.

]]> By: basicmoneytips http://cashmoneylife.com/best-credit-cards-cash-back-rewards-points/#comment-24238 basicmoneytips Fri, 25 Jun 2010 11:22:43 +0000 http://cashmoneylife.com/?p=1948#comment-24238 I am not a big fan of airline miles cards, too hard to use these days. The rewards cards or cash back seem a better option. I do not have a Schwab account or card, but it seems like a good card based on comments. I am not a big fan of airline miles cards, too hard to use these days. The rewards cards or cash back seem a better option.

I do not have a Schwab account or card, but it seems like a good card based on comments.

]]> By: Financial Samurai http://cashmoneylife.com/best-credit-cards-cash-back-rewards-points/#comment-20766 Financial Samurai Wed, 16 Dec 2009 21:55:08 +0000 http://cashmoneylife.com/?p=1948#comment-20766 Hey Ryan! Guess we're on a similar topic, just with a different spin! :) Nice comprehensive list of names you got there! Can you believe there are over 1.5 billion cards in the US alone? Crazy! I'm only going for one that has the color black, and is exclusive. j/k. Hey Ryan! Guess we’re on a similar topic, just with a different spin! :)

Nice comprehensive list of names you got there! Can you believe there are over 1.5 billion cards in the US alone? Crazy!

I’m only going for one that has the color black, and is exclusive. j/k.

]]> By: Matthew http://cashmoneylife.com/best-credit-cards-cash-back-rewards-points/#comment-20735 Matthew Tue, 15 Dec 2009 19:21:16 +0000 http://cashmoneylife.com/?p=1948#comment-20735 As of now I am trying to get a credit card, I am 20 years old and it will be my first one. I have been looking around at some with the rewards and found a great one that gives me points to spend on thing online or in a grocery. I have been banking with Precedent's Choice Financial the for three years, they have the same thing on their debit card but you get way more point if your using their credit. Just waiting to hear if i have been accepted or not. :) As of now I am trying to get a credit card, I am 20 years old and it will be my first one. I have been looking around at some with the rewards and found a great one that gives me points to spend on thing online or in a grocery. I have been banking with Precedent’s Choice Financial the for three years, they have the same thing on their debit card but you get way more point if your using their credit. Just waiting to hear if i have been accepted or not. :)

]]> By: Don@MoneyReasons http://cashmoneylife.com/best-credit-cards-cash-back-rewards-points/#comment-20721 Don@MoneyReasons Mon, 14 Dec 2009 23:58:36 +0000 http://cashmoneylife.com/?p=1948#comment-20721 Thanks, many years ago, I had a GM Card (5% on all purchases), and ended up using the money from that card for buying a new malibu (this will be my last new car!). GM changed the card properties so that it's not as good of a deal as it use to be. I also tried other cards like: Sony, Upromise (was a citi card, but now it's Bank of America), American Express, Discover, etc... I mainly use my Citi Diamond Preferred rewards card (initially, I got the Schwab card just in case Citibank does some funny things with their fee policy). I trust the Schwab card, they have a great brand name (plus I've had a brokerage account with them for over 15 years). Really, it's my wife that primarily uses the Schwab card for herself and the kids. Hehe, she spends and I reap the benefits (it's attached to my schwab account). Shhh, Don't tell ;) Thanks, many years ago, I had a GM Card (5% on all purchases), and ended up using the money from that card for buying a new malibu (this will be my last new car!). GM changed the card properties so that it’s not as good of a deal as it use to be. I also tried other cards like: Sony, Upromise (was a citi card, but now it’s Bank of America), American Express, Discover, etc…

I mainly use my Citi Diamond Preferred rewards card (initially, I got the Schwab card just in case Citibank does some funny things with their fee policy). I trust the Schwab card, they have a great brand name (plus I’ve had a brokerage account with them for over 15 years). Really, it’s my wife that primarily uses the Schwab card for herself and the kids. Hehe, she spends and I reap the benefits (it’s attached to my schwab account).

Shhh, Don’t tell ;)

]]> By: Ryan http://cashmoneylife.com/best-credit-cards-cash-back-rewards-points/#comment-20719 Ryan Mon, 14 Dec 2009 21:06:16 +0000 http://cashmoneylife.com/?p=1948#comment-20719 I like that - being able to apply points toward partial credit. That makes it much easier for cardholders to redeem points. :-) I like that – being able to apply points toward partial credit. That makes it much easier for cardholders to redeem points. :-)

]]> By: Abigail http://cashmoneylife.com/best-credit-cards-cash-back-rewards-points/#comment-20718 Abigail Mon, 14 Dec 2009 20:01:28 +0000 http://cashmoneylife.com/?p=1948#comment-20718 I love our United Airlines card. There is an annual fee, but that may be increasingly common anyway when the reforms kick in. The reason I love the card is that you don't have to earn a whole ticket's worth of miles before using it. You can also apply your current total toward a bill. So if I have 20,000 miles and have to go to a wedding, I can apply the 20,000 miles which will take off $200.00. The points are also good at some retailers and a few hotel chains, but I prefer to save them for flying. (You can also apply your points toward the annual fee, if you decide to, which is a nice perk!) I love our United Airlines card. There is an annual fee, but that may be increasingly common anyway when the reforms kick in.

The reason I love the card is that you don’t have to earn a whole ticket’s worth of miles before using it. You can also apply your current total toward a bill. So if I have 20,000 miles and have to go to a wedding, I can apply the 20,000 miles which will take off $200.00. The points are also good at some retailers and a few hotel chains, but I prefer to save them for flying. (You can also apply your points toward the annual fee, if you decide to, which is a nice perk!)

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