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Ryan Guina

Traditional and Roth IRA Contribution Limits

by January 14, 2014

One of the best ways to save for retirement is with an Individual Retirement Arrangement, or IRA. Because of the great tax advantages, the IRS places maximum contribution limits on IRAs. These caps are set by Congress, and can change from time to time. The IRS recently announced the 2014 Traditional and Roth IRA contribution [...]

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Estimated Taxes – Who, When, and How Much

by January 10, 2014

Do you owe estimated taxes? The US tax system is a pay as you go system, which means you are supposed to pay taxes as you earn income. This isn’t a problem for many people because their employers withhold their taxes from their paycheck. But if you do not have enough money withheld from your [...]

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TradeKing Promotions – $50 Cash Bonus and Free ACAT Transfers

by January 1, 2014

Note: The $50 sign up bonus for new accounts ended on Feb. 12, 2014. The $150 Asset Transfer Bonus remains in effect, making it easy to transfer your current assets from your old brokerage to a new TradeKing account. TradeKing is one of the leading online discount brokers, and they are well known for a [...]

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Best Discount Brokerage Reviews – Online Stock Trading Made Easy

by December 31, 2013

The online brokerage community has grown by leaps and bounds in the last few years, which is great for investors who like to participate in online stock trading. The competition has forced innovation, cheap online stock trades, and additional features such as educational and training centers, articles, videos, free webinars, chat rooms and forums, social [...]

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Amazon Prime and 7 Other Ways to Use Amazon

by December 12, 2013

I have been using Amazon.com for well over a decade now, which is a long time in the Internet world. I first started using Amazon when I was serving in the military and stationed overseas. Amazon made it easy for me to send gifts to loved ones back home, as well as order things for [...]

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Christmas Shopping – Black Friday, Cyber Monday, and Beyond

by November 27, 2013

The Christmas shopping season has officially begun. With the current economic downturn, stores are working overtime to get you to spend your hard earned dollars in their stores. There will surely be some good deals, but in order to take advantage of these deals and save money, you need to do it the right way. [...]

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Resisting the Hard Sell – How to Say No to a Slick Sales Pitch

by November 15, 2013

My wife and I bought our house about two and a half years ago. Soon after moving in we began the standard home improvements, including redecorating, painting, landscaping, and all the fun things that come with home-ownership. We did all of the painting and most of the landscaping on our own. But after awhile, we [...]

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