Ryan Guina

Best Places to Open a Roth IRA Account

by Ryan Guina July 29, 2016

I think everyone who is eligible to open a Roth IRA should consider it. The long term tax advantages usually make the Roth IRA a great way to invest for your retirement, giving investors the opportunity to invest for long term growth, and not pay any taxes on their qualified Roth IRA withdrawal in retirement […]

Read the full article →

Do You Need Mortgage Life Insurance? Examining the Pros and Cons to Help You Decide

by Ryan Guina July 26, 2016

Do you have enough life insurance coverage? What would happen if you passed away today, tomorrow, or next year? Would your family have enough money to get by, or would they struggle financially? Would they be able to stay in your current home with the same standard of living, or would they need to downsize? […]

Read the full article →

MyFICO Discounts and Promo Codes – Save Money on Your Credit Score

by Ryan Guina July 15, 2016

Do you know if you have a good credit score? Chances are, it matters a lot more than you think. If you are hoping to get a copy of your credit score, you have plenty of reason to do so. First, knowing your credit score is the best way to figure out where your credit […]

Read the full article →

E*TRADE Online Brokerage Account Review & Sign Up Bonus

by Ryan Guina July 6, 2016

E*TRADE is one of the oldest and well-known online stock brokers in the US. E*TRADE is an award winning brokerage firm and offers a wide variety of investing tools, resources, and features that place it among the leaders among both full service brokerages and discount brokerage firms. More importantly, E*TRADE is affordable, with a commission […]

Read the full article →

Citi Price Rewind – Save Money AFTER Making a Purchase

by Ryan Guina July 5, 2016

I love it when credit card companies get competitive with each other. For all the bad press credit cards get, there is a lot of good to be had, if you use credit cards correctly. The most obvious example is credit card rewards programs. Cash back, travel rewards, airline miles, and points are just a […]

Read the full article →

Where Should You Invest First – 401(k) vs IRA?

by Ryan Guina June 30, 2016

One of the most important things my father taught me about managing money is investing for retirement. Based on his advice, I opened an IRA at age 19 and have been investing ever since. When I first started investing, I was eligible for an IRA, but I was in the USAF and we did not […]

Read the full article →

What Financial Health Means to Me

by Ryan Guina June 29, 2016

We all have financial goals in our lives. Mine have changed through the years, but I can still remember the big ones. Paying off all consumer debt. Getting married. Buying a home. Becoming a father. These were all huge financial milestones. But perhaps the biggest financial leap of faith I ever took was becoming a […]

Read the full article →
.