Ryan Guina

Why Do You Have Life Insurance?

by Ryan Guina September 23, 2015

This is a sponsored post that contains affiliate links. It’s easy to complain about life insurance premiums. After all, we have to pay them each month, but rarely see the benefits. In fact, this reluctance to make a monthly premium payment for something you won’t see the benefit might be one reason that you’re underinsured. […]

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How Closing a Credit Card May Affect Your Credit Score

by Ryan Guina September 19, 2015

If you close you a credit card account, your credit score should increase, right? After all, you’ll no longer be able to rack up debt on a closed account. One less method of getting into debt should count for something, right? Unfortunately, it’s not that simple. Your credit score appears to be a simple number. […]

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Republic Wireless – An Inexpensive, No-Contract Alternative to the Big Cell Phone Companies (and Their Outrageous Contracts!)

by Ryan Guina August 28, 2015

I’ve been a loyal Sprint customer for about 7 years or 8 years now. I’m grandfathered into a pretty sweet plan, so I haven’t had any incentive to look elsewhere for my cell phone service. But I recently found out about Republic Wireless, which intrigued me. Republic Wireless offers incredibly low monthly rates for unlimited […]

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10 Cheap Date Ideas – Save Money without Sacrificing Romance

by Ryan Guina May 22, 2015

I went to California this past week My wife and I are both frugal by nature. We just don’t spend a lot of money unless there it is planned or we have good reason. But that doesn’t mean we don’t like to have fun. All you need is a little creativity to have a good […]

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How to File a Tax Extension

by Ryan Guina April 14, 2015

I still haven’t filed my taxes. I know, I’m running out of time. I don’t really have an excuse other than trying to do too many things at once. I should have time to finish my taxes this weekend, but for those of you looking to file for a free extension, you can still do […]

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TradeKing Promotions – Best Promo Ever – $200 Cash Bonus, or Get $1,000 in Commission Free Trades!

by Ryan Guina March 20, 2015

UPDATE: $200 New Account Bonus. Celebrate TradeKing’s 10-Year Anniversary – Receive a $200 cash bonus when you open a new TradeKing account between 3/20/2015, at 1am ET and expiring at 11:59pm ET on 5/31/2015. See below for more details, or click the promotion link to open an account. TradeKing is one of the leading online discount […]

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When Will I Get My Tax Refund? 2014 Tax Year Refund Schedule

by Ryan Guina January 15, 2015

If you file your taxes with the IRS EFile, or with an tax software program that files your taxes online for you, then you are in luck – you will generally receive your tax refund much more quickly than if you file your taxes by mail. The reason is that electronic tax returns are easier […]

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