Ryan Guina

Do You Leave Your Christmas Lights On All Night? How You Can Save Money on Your Christmas Light Display

by Ryan Guina November 30, 2016

Several year ago I was leaving for work in the morning and noticed I had left my Christmas lights on all night. It was still dark out when I left for work, so there was no missing the lights. I stopped my car and turned off the lights right away. We only had a medium […]

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Shopping Responsibly on Black Friday

by Ryan Guina November 23, 2016

Black Friday is right around the corner, which means lots of crowds and big savings. Now is the time to start planning – not necessarily for the deals you will seek, but how to shop responsibly. But for me, I will be at home, spending some well-earned time off with my family. I’m well aware […]

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2016 Veterans Day Free Meals, Discounts, & Events

by Ryan Guina November 7, 2016

Veterans Day is a day to remember and thank military members for their service in the armed forces. As a military veteran, it always humbles me to see the thanks given by so many people on Veterans Day. Though none of us served for recognition, it is nice (and humbling) to be thanked for your […]

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How Many Retirement Accounts Can You Have?

by Ryan Guina October 26, 2016

How many retirement accounts can you have? Earlier this week a reader asked me this same question, and I promised a response. The specific question regarded owning both Traditional and Roth IRAs, and whether or not having an employee sponsored 401(k) plan would affect her eligibility for those accounts. The answer is yes, you can […]

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How to Become A Millionaire – 5 Steps to Becoming Wealthy

by Ryan Guina October 13, 2016

My wife reads my site and often sends me links to stories and other ideas. One day she sent me a link to an article called 8 Ways to Make a Million bucks. The article chronicles 8 different millionaires and shares a brief story about how each of them reached millionaire status. As you would […]

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Federal Tax Extension Deadline – File Taxes by October 15th, or Pay the Price!

by Ryan Guina October 5, 2016

Have you filed your tax return yet? Federal tax returns are due each year on April 15th. However, you can file for an automatic tax extension if you haven’t finished your return by the deadline. The extension allows you to file your return anytime between the April 15th deadline and October 15th. Important: Tax extensions […]

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Chase Bank Coupon Codes – Earn up to $350 When You Open a New Chase Total Checking® and Chase SavingsSM Account

by Ryan Guina October 4, 2016

Advertising Disclosure. Chase Bank is one of the most well-known banks in the US. But I haven’t always had a Chase checking and savings account. That changed when I opened a Chase Freedom® card several years ago that featured a $100 sign up bonus. The Chase Freedom card has been in heavy rotation as one […]

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