How Much Life Insurance Do You Need?

how much life insruance do you need?

I have a love-hate relationship with life insurance. On the one hand, I love it. It helped me get through college and have a life. It also helps me sleep at night knowing that my family would be taken care should something terrible happen to me (God forbid). I also hate it because many agents […]

Does Your Spouse Really Need Life Insurance?

The value of the work a stay-at-home spouse provides is significant – don't underestimate it!

We spend a lot of time talking about how much life insurance you need. That’s great, of course, but the exercise is often left incomplete. Most people address this issue from the standpoint of the main wage earner alone. Once they figure out how much life insurance they need, the next step they take is […]

How to Overcome a Financial Loss

Lots of folks have been put through the ringer (financially) over the last several years. You might still be on spin-cycle yourself. Our homes, jobs, investments and financial futures have all been turned upside down. It’s easy to feel powerless. Sure there are many things you can do to reduce this feeling. Track your spending. […]

Long Term Care Insurance – You Don’t Need It As Badly As The Insurance Companies Say You Do

long-term-care-insurance

You might not need long term care insurance, despite the hoopla you’ve been reading over the last 20 years. What is long term care insurance? Basically, it’s a type of health insurance that pays for skilled, intermediate, and custodial care in your own home, adult daycare setting, assisted-living facility, or nursing home. People who buy […]