Kevin Mulligan

Advantages and Disadvantages of a Roth 401(k)

by Kevin Mulligan April 22, 2013

The Roth 401(k) is a relatively new option for retirement investing and an interesting mix of two different types of accounts: the regular tax-deferred 401(k) and the Roth IRA. Is it the right option for your retirement investing? As with any investing choice there are pros and cons to each account and investment. Let’s look at […]

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How Long Do Negative Items Stay on Credit Reports?

by Kevin Mulligan April 16, 2013

Your credit report and credit score should be a couple of your most prized financial assets. A solid credit history without any negative marks can save you hundreds of thousands of dollars in interest over your lifetime. Likewise, a few negative marks on your report can drop your score which in turn raises the cost […]

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How Will A Short Sale Affect My Credit Score?

by Kevin Mulligan April 8, 2013

The lead up to the Great Recession was fueled by cheap credit, improper lending practices, and the unrealistic belief that housing prices could only go up. While some communities have seen housing price recoveries back to somewhat normal levels, others are still suffocating on a market full of foreclosures. All of the negative housing trends […]

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How to Avoid Scams for State and Government Grants

by Kevin Mulligan April 3, 2013

The United States government supports various initiatives using grant money to qualified applicants. Whenever there is the appeal of free money you will find scammers and con artists using that free money as a carrot for an illegitimate scam. Pursuing grants is a smart thing to do, but you have to be careful to avoid […]

Read the full article → Review – Free Student Loan Management Tool

by Kevin Mulligan March 11, 2013

Struggling with juggling your student loans? Not sure how much you owe, who you owe it to, and how much those interest charges are costing you? There’s a new free tool available designed specifically to help you manage the debts racked up by getting a college education. We’ll delve into the details in a second, […]

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American Express Personal Savings Account Review

by Kevin Mulligan March 8, 2013

Looking for a place to earn some extra interest on your savings? You’ve probably heard of some of the banks that offer online savings accounts, but many people had no idea that American Express offers the exact same thing. You can earn a great interest rate while enjoying the same high level of customer service […]

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Are Prepaid College Tuition Plans a Good or Bad Idea?

by Kevin Mulligan March 5, 2013

Many states have offered prepaid college tuition plans to parents who are looking to invest in their children’s future. A prepaid tuition program can save parents a ton of money in saving for their children’s education. Unfortunately, many of these plans have recently experienced significant financial difficulty due to the rising costs of college tuition […]

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