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Kevin Mercadante

Investing in Bull Markets is Easy – But What About Bear Markets?

by Kevin Mercadante April 7, 2014

The past five years have been easy ones for investors – bull markets usually are. But what about bear markets? It’s one thing to invest in the stock market when general price levels are rising, but quite another when the momentum reverses. This is not an attempt to predict a bear market, just to say that [...]

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Five Situations Where Renting Makes More Sense Than Owning a Home

by Kevin Mercadante March 19, 2014

I think we can generally agree that for most people, owning a home is better than renting, especially from a financial standpoint. But are there times when renting makes more sense that owning a home? I think there are – and here are at least five of them. When You Move a Frequently If you [...]

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Why Your Retirement Needs Tax Diversification

by Kevin Mercadante March 10, 2014

While people consider the task of preparing for retirement – mostly saving and properly investing for it – they may overlook an important consideration. Retirement planning needs to include tax diversification. This is especially important because more than a few people will be retiring in a higher tax bracket than they’re in right now. Here are [...]

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7 Low Stress Jobs that are Perfect for Moonlighting

by Kevin Mercadante March 5, 2014

Everybody needs extra money from time to time, either to cover a rough budget patch, to pay off debt, to save for a vacation, or to build up an emergency fund. There are easy ways to make extra money, and hard ways. Since you have a job or business already, you’ll want to keep your [...]

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Loyal3 – Is Fee-Free Investing For Real?

by Kevin Mercadante February 26, 2014

There are all kinds of investment brokerages hitting the market these days. But along comes one that advertises Fee-free investing. That sounds too good to be true, but it looks to be legitimate. Loyal3 is the platform, and while it won’t work for all investors, there are a select few who could seriously benefit from [...]

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Millennials – How Not to Be Part of the “Lost Generation”

by Kevin Mercadante February 17, 2014

The Millennial Generation – the roughly 80 million people born between 1980 and 2000 – is looking to be something of a lost generation. They came too late to benefit from the Post World War II boom that lifted so many of the Baby Boom Generation, but just in time for the financial meltdown of [...]

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How to Sell Your Car Yourself – Tips to Get the Most Value

by Kevin Mercadante February 10, 2014

When you buy a new car, do you trade your old car into the dealer – or do you try to sell it yourself? If you trade it to the dealer, you may be cheating yourself. Even though it’s much easier to trade the car in than to sell it yourself, you can get hundreds [...]

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