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Craig Ford

Mastering the Art of Guilt-Free Shopping

by Craig Ford May 2, 2013

Spending money is easy. Spending money without guilt is hard. If our budgets were boats we would all have a few leaky holes. The leaky holes represent budget categories where we tend to spend excessively and unintentionally. The intent of a budget is not simply to tell you not to spend, but to help you spend your [...]

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Why Do Millionaires Budget?

by Craig Ford August 31, 2010

In the book The Millionaire Next Door, the authors, Thomas Stanley and William Danko, share the results of their research and interviews with millionaires.  Ultimately, they seek to identify the habits, traits, and characteristics of millionaires.  Essentially, the book serves to correct many false assumptions regarding the lifestyle of the rich. Stanley and Danko ask [...]

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How To Successfully Work From Home

by Craig Ford March 26, 2010

There are two major categories of people who work from home. First, there are the employed who are either full time or part time working from their own home.  Many companies are starting to allow workers to work from home one or more days a week. Second, there are the self-employed who own their own [...]

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10 Things To Be Certain Teens Know About Credit Cards

by Craig Ford March 16, 2010

Does your teen need a student credit card? In the financial field, there is a lot of debate on the topic of teenagers and credit cards. On one hand, some people advise that teens get credit cards so they can learn how to use them responsibly.  On the other hand, some think that this is [...]

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Emergency Fund Savings: Money Market Or Savings Account?

by Craig Ford March 5, 2010

If you have a personal finance book on your shelf at home, there is a good chance that the author recommends you put your emergency fund savings into a money market account.  Historically, that was good advice as money market accounts have offered higher interest rates than either savings accounts or checking accounts. However, for [...]

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3 Key Decisions Young Families Need To Make When Preparing a Will

by Craig Ford February 12, 2010

Too many young families do not have wills.  Actually, too many families in general do not have wills.  Dave Ramsey reports that 70% of Americans do not have a will at the time of their death.  Why?  It is a combination of business and the feeling of invincibility.  Young families think that once they get [...]

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10 Home Office Money Saving Ideas

by Craig Ford January 25, 2010

Sometimes after spending the day at the office we come home and spend money on our office like someone else is going to pick up the bill. However, the cost of maintaining a home office will be paid by your personal budget. As a result, cutting costs in your home office is a great idea. [...]

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