Ryan Guina

2016 Veterans Day Free Meals, Discounts, & Events

by Ryan Guina November 7, 2016

Veterans Day is a day to remember and thank military members for their service in the armed forces. As a military veteran, it always humbles me to see the thanks given by so many people on Veterans Day. Though none of us served for recognition, it is nice (and humbling) to be thanked for your […]

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How Many Retirement Accounts Can You Have?

by Ryan Guina October 26, 2016

How many retirement accounts can you have? Earlier this week a reader asked me this same question, and I promised a response. The specific question regarded owning both Traditional and Roth IRAs, and whether or not having an employee sponsored 401(k) plan would affect her eligibility for those accounts. The answer is yes, you can […]

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How to Become A Millionaire – 5 Steps to Becoming Wealthy

by Ryan Guina October 13, 2016

My wife reads my site and often sends me links to stories and other ideas. One day she sent me a link to an article called 8 Ways to Make a Million bucks. The article chronicles 8 different millionaires and shares a brief story about how each of them reached millionaire status. As you would […]

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Federal Tax Extension Deadline – File Taxes by October 15th, or Pay the Price!

by Ryan Guina October 5, 2016

Have you filed your tax return yet? Federal tax returns are due each year on April 15th. However, you can file for an automatic tax extension if you haven’t finished your return by the deadline. The extension allows you to file your return anytime between the April 15th deadline and October 15th. Important: Tax extensions […]

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Chase Bank Coupon Codes – Earn up to $350 When You Open a New Chase Total Checking® and Chase SavingsSM Account

by Ryan Guina October 4, 2016

Advertising Disclosure. Chase Bank is one of the most well-known banks in the US. But I haven’t always had a Chase checking and savings account. That changed when I opened a Chase Freedom® card several years ago that featured a $100 sign up bonus. The Chase Freedom card has been in heavy rotation as one […]

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Best Places to Open a Roth IRA Account

by Ryan Guina July 29, 2016

I think everyone who is eligible to open a Roth IRA should consider it. The long term tax advantages usually make the Roth IRA a great way to invest for your retirement, giving investors the opportunity to invest for long term growth, and not pay any taxes on their qualified Roth IRA withdrawal in retirement […]

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Do You Need Mortgage Life Insurance? Examining the Pros and Cons to Help You Decide

by Ryan Guina July 26, 2016

Do you have enough life insurance coverage? What would happen if you passed away today, tomorrow, or next year? Would your family have enough money to get by, or would they struggle financially? Would they be able to stay in your current home with the same standard of living, or would they need to downsize? […]

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