Ryan Guina

Citi Price Rewind – Save Money AFTER Making a Purchase

by Ryan Guina July 5, 2016

I love it when credit card companies get competitive with each other. For all the bad press credit cards get, there is a lot of good to be had, if you use credit cards correctly. The most obvious example is credit card rewards programs. Cash back, travel rewards, airline miles, and points are just a […]

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Where Should You Invest First – 401(k) vs IRA?

by Ryan Guina June 30, 2016

One of the most important things my father taught me about managing money is investing for retirement. Based on his advice, I opened an IRA at age 19 and have been investing ever since. When I first started investing, I was eligible for an IRA, but I was in the USAF and we did not […]

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What Financial Health Means to Me

by Ryan Guina June 29, 2016

We all have financial goals in our lives. Mine have changed through the years, but I can still remember the big ones. Paying off all consumer debt. Getting married. Buying a home. Becoming a father. These were all huge financial milestones. But perhaps the biggest financial leap of faith I ever took was becoming a […]

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Featured Gas Rewards Credit Cards

by Ryan Guina June 21, 2016

Advertising Disclosure. Rising gas prices are affecting everyone across the country. Even if you don’t drive very often, high fuel costs are causing price increases for food and other commodities. Even though gas prices are affecting many aspects of our economy, anyone can save money on gas if they shop smartly. One of the best […]

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Featured 0% Balance Transfer Credit Card Offers

by Ryan Guina May 17, 2016

Advertising Disclosure. Would you believe me if I told you one of the easiest ways to eliminate your credit card debt is to open a new credit card account? It sounds a little crazy, but it’s true! Some companies offer a special incentive called a 0% balance transfer credit card offer. This allows new credit […]

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Personal Capital Review – Free Online Financial & Portfolio Management

by Ryan Guina February 11, 2016

Personal Capital is one of my favorite money management tools, and one I use frequently to track my investments and my spending. This review will show you how powerful it can be, and why anyone who is serious about managing their money should open a free Personal Capital account today! Why Personal Capital? Because investing […]

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Debit Card Versus Credit Card – Which Is Better?

by Ryan Guina January 25, 2016

There is an age-old debate in the financial community – whether debit cards are better than credit cards. There are some people who love credit cards, and some who hate them. And of course, there are even those who believe you shouldn’t use either, and you should only spend cash. But cash isn’t practical for […]

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