My wife and I are placing our home on the market soon and that means we will need to start looking for a new home. House hunting is only half the battle, though. Once we decide upon the house we want, we need to get a mortgage. One of the first steps we will need [...]
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With the continued improvements made in technology it seems the better something becomes, the more expensive it becomes. Rightfully so. I suppose as it takes millions of dollars in research and trials before something is “ready to use” but sometimes, we’re lucky enough to see technology advance us and allow us to save money at [...]
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After the crash of the housing and mortgage industries, lenders are taking serious issue with potential borrowers to reduce the risks of defaults. Strict measures have been put in place to verify a borrower’s financial abilities before any mortgage loan is a approved. Not only are people finding it harder to secure a mortgage approval, [...]
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Do you know how to avoid online loan scams? The FTC is working hard to educate consumers about safe financial practices, and their latest initiative shows how many sites scam consumers who are trying to improve their credit scores. TO educate consumers, the FTC created a fake website, shown below: When you click on any [...]
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There are a lot of do-it-yourself type people out there who can fix anything but if you are not one of them, chances are good at some point you will need to hire a contractor to do the jobs you can’t handle or to do jobs that require expertise of a licensed professional. But where [...]
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PerkStreet FinancialSM is a relatively new financial services company that offers what is quite possibly the best nationally available rewards debit card program. The current offer is 2% cash back program on all purchases, and up to 5% cash back on purchases in popular categories (details on the cash rewards program below). This makes the [...]
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If you have ever listened to Dave Ramsey on TV or the radio, then you have probably heard him refer to a Zero Based Budget. A zero based budget is a very straight forward budget which works on the premise of assigning each dollar of income a task – or to put it another way, [...]
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