You Need a Budget was kind enough to sponsor a giveaway for a copy of You Need a Budget 3, the latest version of their popular budgeting software program. You Need a Budget 3 is a budgeting software program based on the YNAB principles of “giving every dollar a job.” The goal is help you create a budget that maximizes the impact of every dollar – from realizing where you are spending your money, to paying off debt, to maximizing savings.
How to enter the YNAB 3 Giveaway
Entry into this giveaway is both are free and easy:
- All you need to do is to leave a comment in this article with a financial or career topic you wish to learn more about (multiple topics or comments are welcome, but only one entry per person will be counted). Answers will be used to help guide future article topics in order to help serve you better.
Other important notes about the YNAB 3 giveaway. Only one entry per person. Winner will be chosen from a random drawing of all eligible entries. Void where prohibited. Giveaway ends January 31, 2010. Good luck!
Free Tax Answers App for iPhone and iPod Touch
H&R Block At Home (formerly TaxCut) has released a free app in the Apple iTunes store that connects users to the Get It Right SM Community, which features 1,000 H&R Block tax professionals who will answer your tax questions free of charge. The Tax Answers App also includes a tax lingo glossary that explains confusing tax terms and access to previously answered tax questions from consumers just like them.
Guest articles on other sites
I recently wrote some articles which were published at other blogs. I appreciate these bloggers giving me the opportunity to share an article with their audience.
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{ 33 comments }
I need to learn more about retirement accounts (Roth IRA, 401(k), etc) and investing. I know virtually nothing when it comes to stocks!
Why having your 1 month buffer (ala YNAB ling0) is VITAL to healthy finances!
I second Michelle, on wanting to know why we need a one month buffer, but I would also like to know more about where to save money for my daughter’s college- Education IRA’s and such.
Would like to know the proper way to provide a monetary account for my grandson. What kind of fund/account should be set up. He’s 3 1/2 years old and I want to be able to give this account to him when he turns 18 or more.
Would like to win the ynab3. Need ways to provide for emergencies.
I’d like to learn more about money tracking – how to make sure you’re staying within your budget amounts each month.
Awesome giveaway Ryan. Great product too!
I need to learn more about how to simplify my finances. I have way too many accounts, and I realized it’s hard to keep track of…
I need to learn on refinancing a first or second mortgage. Thanks for the contest!
Is there ever a good time to cash out a cash value life insurance policy?
I would like to know the pitfalls and benefits of borrowing against my whole life insurance in order to pay off my mortgage, particularly now that my kids are grown and my wife is still working in a well paying job.
I’d like more info about sticking with a budget once I’ve created one, and how to modify it when necessary (how often, how much, etc)
I need to get deffinite information on 3 things: a) wether is better to my 4 years old daughter to give her a fixed allowance or an allowance based on tasks; b) how to make a very easy budget to my house, to my business venture and to my different small freelances; c) how could I spend less than I earn without pain and on an easy budget. Thanks Ryan for the oportunity and the information you provide
I would like more information about working with spouse on creating a budget and sticking with it.
1. Term Life vs Whole Life
2. Retirement Programs: Roth IRA, 401k, etc
trading stock options
How YNAB works. I’ve been interested in it for awhile but haven’t really seen how to implement it.
I would love to see more personal finance posts related to communication between spouses. Finance is killing my marriage, and I know I am not alone.
I have a few topics to suggest:
1. A list of low cost state/federal tax efiling options and their restrictions – Example: I didn’t know that California had free efiling at http://www.ftb.ca.gov/online/calFile/index.asp.
2. Rewards checking – With the new CC regulations, it looks like people will be moving more and more towards this type of account. Most of these require a certain amount of monthly debit card usage transactions — I know some people get this done faster by donating $1 monthly to charities. Looks like an awesome way to get rewarded for giving back (even if it’s just a little each month).
Learning more about budgeting and what to do when you make little and trying to get ahead (i.e., work minimum wage job but trying to get a real job)
Any ideas on saving money and living on less.
Need to learn more about debt management and possible consolidation. Thanks!!
Thanks for the giveaway.
I’d like to see some advice on what mutual funds I should use for my 401(k), as well as info on good “index funds”.
I would like some advice, on Roth IRA’s as well as investing for our kid’s college funds! And as always…I love getting money saving ideas!
I really want to wrap my head around idea of having a one month buffer, and ‘giving every dollar a job’.
how to wisely purchase a home.
1 month buffer please
A detailed outline/overview of using YNAB to EFFECTIVELY pay down credit card debt.
I have heard wonderful things about this software – and this review is no different! Even though I earn a fair salary, it always seems like I’m “stretching” to pay the monthly bills, and I never seem able to save any money to get ahead.
With any luck – I’ll win a copy so that YNAB can help ME get my monthly budget under control.
Please sign me up too.
I tried to budget in a notebook and can tell you how well that did not work. Winning software would be great!
I would like to learn more about the stock market, tips for teaching good money habits to children, and ideas for compromise when spouses have different money goals – we are not just NOT on the same page – we are reading different books!!
I’d love to win a copy of YNAB 3. Its most desirable feature is keeping this month’s expenses within last month’s income.
Thanks for the giveaway! I would like to see an article on taxable mutual funds and calculating their cost basis.
I’d like to hear more about:
1. Index fund investing, and when this strategy works for average investors
2. The idea of using a buffer in budgeting
3. Converting your IRA to a Roth with the 2010 tax rules
4. The most commonly overlooked tax deductions
5. Helpful websites with personal finance calculators, tips, etc.
Thanks!
The winner has been selected and notified. Comments are now closed. Thanks!
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