Citibank is currently running a holiday promotion aimed toward users of their student credit cards. From now until January 15, 2010, college students approved for a new Citi® mtvU™ Platinum Select® Visa® Card for College Students or the Citi® Forward Card for College Students have the opportunity to earn up to an additional 3,600 bonus points just for paying their bill on time and staying under their credit limit.
About the Citi Student Credit Cards
Both of these student credit cards are listed among the best student credit cards because they don’t have fees and they and offer unique rewards programs compared to other student credit cards. The holiday bonus makes it easy for responsible college students to earn enough points for gift cards valued up to $75. Here are some details on both cards, with specific features below that:
- 0% APR on purchases for 6 months, if you qualify, based on your application and credit history
- No annual fee
- Citi Identity Theft Solutions and $0 liability on fraudulent charges
- Customize your due date and set credit limit alerts
- Redeem the points you earn for rewards such as gift cards, travel, merchandise and more
Citi Student Forward Card – earn enough points for a $75 gift card:
- For a limited time, earn up to 19,800 points, enough for a $75 Gift Card.
- Earn 1200 bonus points each of the first 3 billing periods your account is open when you pay on time and stay under your credit line
- Earn up to 8,500 bonus points after you make $250 in purchases and sign up for Paperless Statements within 3 months of opening your account
- Get a .25% Purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
- Earn 100 points each billing period when you pay on time and stay under your credit line
- Earn 5 reward points for every dollar you spend on dining, books, music and movies, and 1 point for any other spend.
Citi® mtvU™ Platinum Select Visa Card for College Students
- For a limited time, earn enough points for a $25 Gift Card
- Earn 1200 bonus points each of the first 3 billing periods your account is open when you pay on time and stay under your credit line
- Earn up to 2,000 reward points twice a year for having a good GPA
- Earn 25 points each billing period when you pay on time and stay under your credit line
- Earn 5 reward points for every dollar you spend on dining, books, music and movies, plus 1 point for any other spend
- Enjoy a 10% discount on music and entertainment products at shop.mtv.com
You can find more information on both of these cards at the Citi website.
This is a great offer if you are a student in need of a new credit card, but don’t use this as an excuse to spend too much money! Be sure to use your credit card responsibly, or don’t apply.
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A Citi student credit card was my first card way back in 1986. Actually, they rejected my first application; not sure why. But eventually I got the card and avoided going into debt. Always paid the card off in full each month. The result was I got a great start on building credit. Back then, though, the card companies didn’t have nearly the rewards they do today, and the promotions above would have been great. I guess I’m just showing my age.