Lots of us need help to achieve our goals beyond understanding the method and knowing what to do.
Coaching, logging, paying attention to detail are all needed. Positive reinforcement is a must to change habits.
Just take the obesity crisis in America for example. People know what to do..the talk shows and magazines have articles on this all the time. Yet, we are still a country where 60% of us are obese. Why? Simply knowing about what to do or how to do it is not enough. We need each other to help us change. I applaud those who are trying to make a difference in others lives through legitimate, legal methods.

If they are not a legitimate company and the product is not performing as stated when it was sold, then there should be a claim made. However, if you buy a car and you don’t like it after 3 days can you bring it back? If, after looking at all the fine print, you decide to purchase a product, don’t you assume the risk for that product? How can any company survive without putting limitations on refunds?

Like any major out lay of cash, one should always consider the risks involved. If these programs work for some and not for others can we say that the variables in each case must be why they do or do not work? The software works the same for those that work it correctly. Is it safe to say the program works if you work it according to the plan and directions?

Americans are looking for a way to get out of debt faster. If a program will help them and it is a legitimate proven product, then all the more power to them. At least someone is trying to help us change our ways from credit card, overspending, uneducated consumers to a people accountable for our decisions. We can become a people who have a plan, follow through with it and become responsible for our actions. If we continue to do this and more people are educated and participate, we’ll develop a nation of doers and believers! Let’s empower our countrymen!

Just wondering if any of you would make a $3500.00 investment to get out of debt in even a few years less than your current mortgage schedule? If one can make $10,000, $36000.00, $60,000 or $150,000 by following a program by reducing the number of years to pay, I would say that is a good investment on your return!

Then, after all the debt is paid off and they invest what they would have been paying into the mortgage and all other debt, they will begin to create an awesome retirement fund for themselves. Many of us wonder how it feels to be debt free!! Might I dare say, awesome, empowering and confident!

The banks are creating outrageous profits from each and every mortgage or loan signed. I wonder why they don’t offer this product to each and every American? Why don’t they educate us on the value of paying off our debts earlier? Because they are in the business of creating money by using our money (via interest) plus charging interest for the privilege of using other American’s money in a mortgage or loan!

By the way, it just became a law that on your credit card statement the years to payoff that loan with the minimum payment must be shown. How many people figured that out for themselves before this law?

There is always room for the do-it-yourself individual in our world. Just wondering how many of us would fix our own car or plumbing or electrical problems if we could? Some people choose to use the expertise of others to help them move forward in life. And that expertise has a fee.

One thing is certain, if you do nothing to change than it is guaranteed that all will stay the same.

Thank you all for reading these comments. I appreciate all of you who took the time to write, especially those of you who are watchdogs for those who are less knowledgeable.

Like all debates, there are 2 sides to the issue. Let’s understand both and then, after weighing in on the opinions and facts, find something that works for each of us.

But, let’s do something positive for America! Whatever method you choose, let’s get out of debt so we can be truly free and not beholding to the habits that enslave us!

Find a Cashflow Coach or a Joe Taxpayer in your circle to show you the way!
Peace~
Sharon

By all means, make the suggestion and try talking to them. My guess is that they will not be all that nice to you, but I hope I’m wrong.

Funny thing is that I had tried contacting them a couple of times to have them call me back to try and work something out with the account before the payment was to come out of which I heard not a word from them. Quite surprising how fast all of a sudden my phone started ringing when they tried taking the payment from the card account only to find it being declined. I had even called and told someone that the account was being closed and still no call back. I had talked to the agent and told him my intentions and to let him know that I hoped it was not going to affect our friendship which it seems at this point it hasn’t. I am waiting to see if I get something in the mail from ufirst. I am not answering my phone if it appears it’s them calling. I’m not positive as I don’t recognize the number and if has been them calling, they try when I cannot use my cell phone at work and they aren’t leaving messages. My take on it is they should take the money they’ve gotten from me and call it even and if I do talk to them I’ll tell them that. We’ll see.

Rick…

I wish you the best, and I’m very interested in how this works out for you. UFirst has to know its days are numbered, and whether the expense of chasing you down is worth it to them is debatable.

Let us know how it goes. Maybe your experiences can help some other UFirst clients.

Craig

If you take this approach instead of blaming the software and making claims that it does not work or you have been scammed you might get a better result . The software did not cause you to loose income and if you were making the money that you said you did when you started this would not be an issue.

Ufirst is not looking to create new problems for you and would certainly help if it was explained correctly.

If you were using the system even with the lower income you would learn the best way to use the cash flow you have to weather the storm with out creating new problems for yourself.

Just a thought.