What would you say if someone told you that by purchasing a software program and following the directions you could pay off your 30 year mortgage in 11 years and you wouldn’t have to make any financial sacrifices to make it happen? It almost sounds too good to be true, doesn’t it? Before we sign [...]
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The common perception is that rechargeable batteries are better a better value than disposable batteries. From an environmental standpoint, I can agree with that statement. Rechargeable batteries reduce toxic waste and can be used for years. But from a price standpoint, rechargeable batteries are rarely cost effective. There are many factors to consider when thinking [...]
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Earlier this year, Congress passed the Credit CARD Act of 2009 to standardize several aspects of the credit card industry. Changes include restricting the type and number of fees credit card companies can charge, increased transparency regarding interest rates and rate changes, standardized billing rules, and limiting the ability for some young people to qualify [...]
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Welcome to the 83rd Edition of the Money Hacks Carnival, a collection of recent financial resources and articles from a variety of personal finance websites. About this week’s selections: There were close to 100 articles submitted this week – far too many to include in one carnival and still offer value to the reader. In [...]
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Credit card companies want you to be in debt. Interest rates and fees are how they make money, so it is in the best interest of the credit card company to require you to only pay a few dollars each month toward your credit card bill. Credit card companies charge you a small percentage of [...]
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Like it or not, a cell phone bill is basically a requirement for most people. In fact, more and more people are dropping their landlines altogether and opting for a cell phone only solution. My wife and I are among the group of people who don’t own a land line and use cell phones and [...]
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A couple months ago my cable bill increased. We have a newborn and life has been busy, so I put off calling them to doing anything about it. The other day I finally got around to calling the cable company and negotiated a reduced cable bill. The result? I saved over $7.50 per month over [...]
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