Comments on: Tips for Managing Your 401k Plan http://cashmoneylife.com/2009/07/21/tips-for-managing-your-401k-plan/ Money Management, Small Business, Career Sat, 13 Mar 2010 02:49:46 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: daddy paul http://cashmoneylife.com/2009/07/21/tips-for-managing-your-401k-plan/comment-page-1/#comment-21026 daddy paul Thu, 31 Dec 2009 04:39:31 +0000 http://cashmoneylife.com/?p=1725#comment-21026 "Watch for increased fees if you leave your company. " Great point. Another reason to roll over to an IRA. “Watch for increased fees if you leave your company. ”
Great point. Another reason to roll over to an IRA.

]]> By: Curious Cat Investing Blog http://cashmoneylife.com/2009/07/21/tips-for-managing-your-401k-plan/comment-page-1/#comment-19037 Curious Cat Investing Blog Wed, 22 Jul 2009 13:54:01 +0000 http://cashmoneylife.com/?p=1725#comment-19037 Good advice. First step save money in your 401(k). Next manage your asset allocation while considering fees and performance. You should manage your 401(k) as a part of your overall investment plan. As an example, You may want to increase your 401(k) foreign stock holding (if it offers a good stock fund with low expenses) and then reduce such holdings outside of your 401(k). Far too often I read about x safe investment and y risky investment. In reality investments are part of the whole and it is much more sensible to discuss how investments fit your overall investment picture. Money market funds are relatively low risk. But a portfolio that is 100% money market funds for long term and short term needs is not the least risky. Adding some stocks funds to such a portfolio does not make it more risky. Good advice. First step save money in your 401(k). Next manage your asset allocation while considering fees and performance. You should manage your 401(k) as a part of your overall investment plan. As an example, You may want to increase your 401(k) foreign stock holding (if it offers a good stock fund with low expenses) and then reduce such holdings outside of your 401(k).

Far too often I read about x safe investment and y risky investment. In reality investments are part of the whole and it is much more sensible to discuss how investments fit your overall investment picture. Money market funds are relatively low risk. But a portfolio that is 100% money market funds for long term and short term needs is not the least risky. Adding some stocks funds to such a portfolio does not make it more risky.

]]> By: AJ http://cashmoneylife.com/2009/07/21/tips-for-managing-your-401k-plan/comment-page-1/#comment-19030 AJ Tue, 21 Jul 2009 22:29:02 +0000 http://cashmoneylife.com/?p=1725#comment-19030 I need to see if my company has a 401k. Thanks for the reminder. I need to see if my company has a 401k. Thanks for the reminder.

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