Comments on: Best Zero Percent Balance Transfer Credit Card Offers

By: Michael Price

Michael Price — Fri, 01 Jan 2010 01:11:25 +0000

A while back American Express Clear offered 3.9% balance transfer for the life of the trasfered balance. This was perfect for me to pay off my 10k plus in other credit card debt. The only downside I’ve seen is that they will not allow you any additional balance transfer options on any of their cards until you pay off the current loan. Unfortunately I didn’t learn the first time and need a new balance transfer option for a Chase Visa that has jumped from 17.99 percent to 39.9 percent in the last 12 months and there are very few companies these days making any comparable offers. Those that are look very carefully at your history and often times closing accounts with an existing balance like I’ve had to do looks horrible. It took my credit score from a 720 down to a 600 flat. To add insult to injury many companies are lowering credit limits to match your current balance just to keep themselves protected. This also looks bad as it appears you’ve extended or at least closed in on your max credit limit for all cards. A double whammy if you will. Not sure the answer but I hope with this legislation new oversight all americans will begin to tell these companies where to go and begin to operate on cash only. THats the only thing we can truely do to begin to hurt these companies who pray off the consumer.

By: Ryan

Ryan — Tue, 17 Nov 2009 13:00:35 +0000

Hello ph, yes, you can apply with other cards and may get approved as long as your credit score supports adding another line of credit. This varies from person to person, so I can't tell you if you will be approved or not. You can also check out the Chase Freedom rewards credit card, which has great benefits and a $50 bonus on the first purchase.

By: ph

ph — Tue, 17 Nov 2009 04:42:54 +0000

If I already used citi and discover’s 0% offer, can I still apply for another 0% balance transfer with one of them? are there other cards available?

By: Norma Jones

Norma Jones — Sun, 15 Nov 2009 23:38:03 +0000

i am interested in zero percent financing

By: Credit Card Chaser

Credit Card Chaser — Tue, 10 Nov 2009 04:22:53 +0000

The Discover More card is a great card of balance transfers. Of course, balance transfer card offers can change often so always be sure to read the fine print before applying.

By: Ryan

Ryan — Tue, 29 Sep 2009 18:16:12 +0000

Caps on balance transfer fees are becoming very rare nowadays.

By: john

john — Tue, 29 Sep 2009 18:14:35 +0000

you need to show the card(s) with a cap on transfer fees