Last week I wrote an article about leaving your money in your retirement accounts instead of withdrawing it because of the economic crisis or other reasons. This reader question is one of many similar e-mails I have received asking if it is a good idea to withdraw retirement savings. It was easier to answer the [...]
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My wife and I are expecting our first child, and one of the first dilemmas we faced was when we should tell people she was pregnant. Many women prefer not to tell people they are pregnant right away – especially when it is her first child. Her body is going through changes, she may not [...]
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I don’t hate paying taxes. I realize that society would be very different without public money. So I am all about paying my fair share of taxes. But I hate the act of filling out the tax forms, looking for deductions, learning the new tax rules, sifting through data, visiting the IRS webpage, and trying [...]
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Over the last few months, the economic crisis and mortgage crisis have caused many people to lose large percentages of their retirement and investment portfolios. Losses of 40% or more are not uncommon. While this is devastating to those who are near retirement and is discouraging for everyone else, that doesn’t mean it all is [...]
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Cash Money Life is celebrating it’s two year anniversary today! It’s hard to believe I started this little website two years ago – time flies! Over the last two years I have learned a lot about blogging, personal finance, running a small business, and many other related topics. More importantly, I’ve met a lot of [...]
Pertuity Direct is the newest company to make a serious entry into the peer to peer lending market place. However, the Pertuity Direct business model is very different from Lending Club or Prosper, two of the current leaders in P2P lending. The business model used by Lending Club and Prosper starts when borrowers post their [...]
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When my wife and I had our first child, we decided to get a jump on planning for college expenses. After researching college savings plans and comparing available plans, I decided to open a 529 College Savings Plan in the state of Ohio – the College Advantage 529 Plan. There are several reasons I chose [...]
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