Comments on: How to Save Money on Your Homeowner’s Insurance Rates http://cashmoneylife.com/2009/01/27/save-money-homeowners-insurance-rates/ Money Management, Small Business, Career Fri, 19 Mar 2010 12:44:42 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Ryan http://cashmoneylife.com/2009/01/27/save-money-homeowners-insurance-rates/comment-page-1/#comment-16330 Ryan Sun, 01 Feb 2009 17:58:46 +0000 http://cashmoneylife.com/?p=1309#comment-16330 Perhaps not very cost effective when it comes to the insurance, but it may give you peace of mind and work as a theft deterrent. :) Perhaps not very cost effective when it comes to the insurance, but it may give you peace of mind and work as a theft deterrent. :)

]]> By: Hank http://cashmoneylife.com/2009/01/27/save-money-homeowners-insurance-rates/comment-page-1/#comment-16327 Hank Sun, 01 Feb 2009 15:06:04 +0000 http://cashmoneylife.com/?p=1309#comment-16327 I was disappointed by how little I personally saved on my homeowner's insurance when I got a home security system. The alarm was prebuilt into the new house. The monitoring fee is $35 a month, and I save only 10% off of my insurance premiums (about $45 a year). Not very cost effective I was disappointed by how little I personally saved on my homeowner’s insurance when I got a home security system. The alarm was prebuilt into the new house. The monitoring fee is $35 a month, and I save only 10% off of my insurance premiums (about $45 a year). Not very cost effective

]]> By: Spartan Saving http://cashmoneylife.com/2009/01/27/save-money-homeowners-insurance-rates/comment-page-1/#comment-16254 Spartan Saving Wed, 28 Jan 2009 05:03:02 +0000 http://cashmoneylife.com/?p=1309#comment-16254 If you live in an area with a high risk of damage from say hurricanes or earthquakes try to go private rather then governmental with your insurance. It'll most likely be cheaper. If you live in an area with a high risk of damage from say hurricanes or earthquakes try to go private rather then governmental with your insurance. It’ll most likely be cheaper.

]]> By: Steve http://cashmoneylife.com/2009/01/27/save-money-homeowners-insurance-rates/comment-page-1/#comment-16247 Steve Tue, 27 Jan 2009 18:01:15 +0000 http://cashmoneylife.com/?p=1309#comment-16247 Great list. I'd like to emphasize the shop around for better quotes tip, which is probably why you put it at number 1. This holds true for all types of insurance. Why do you think every insurance company claims you save money by switching? The provide lower rates to get new customers with the hopes of increasing as time goes by. Great list. I’d like to emphasize the shop around for better quotes tip, which is probably why you put it at number 1. This holds true for all types of insurance. Why do you think every insurance company claims you save money by switching? The provide lower rates to get new customers with the hopes of increasing as time goes by.

]]> By: Ryan http://cashmoneylife.com/2009/01/27/save-money-homeowners-insurance-rates/comment-page-1/#comment-16244 Ryan Tue, 27 Jan 2009 17:03:12 +0000 http://cashmoneylife.com/?p=1309#comment-16244 Michael, Thanks for the information. I was not aware that was how they operated. I will look into that. Michael,

Thanks for the information. I was not aware that was how they operated. I will look into that.

]]> By: Michael @ The Life Insurance Insider http://cashmoneylife.com/2009/01/27/save-money-homeowners-insurance-rates/comment-page-1/#comment-16243 Michael @ The Life Insurance Insider Tue, 27 Jan 2009 17:01:59 +0000 http://cashmoneylife.com/?p=1309#comment-16243 All great tips. Companies like Netquote that you list in #1 above don't actually give rate quotes, they sell your name to other agents and companies that will contact you. That is not necessarily bad, but just be prepared to get a number of phone calls and emails and not a list of rates. All great tips.

Companies like Netquote that you list in #1 above don’t actually give rate quotes, they sell your name to other agents and companies that will contact you. That is not necessarily bad, but just be prepared to get a number of phone calls and emails and not a list of rates.

]]> By: Kristen http://cashmoneylife.com/2009/01/27/save-money-homeowners-insurance-rates/comment-page-1/#comment-16242 Kristen Tue, 27 Jan 2009 13:12:12 +0000 http://cashmoneylife.com/?p=1309#comment-16242 Ryan, good tips, especially about insuring your house for what it would cost to rebuild. The same holds true for the contents of your house as far as replacement value. We have total replacement on our homeowners insurance. It's a little more expensive, but if we ever need it, it will be totally worth it. What good is it to buy a $1,000 television today and only get $600 if it's stolen two years from now? Ryan, good tips, especially about insuring your house for what it would cost to rebuild. The same holds true for the contents of your house as far as replacement value. We have total replacement on our homeowners insurance. It’s a little more expensive, but if we ever need it, it will be totally worth it.

What good is it to buy a $1,000 television today and only get $600 if it’s stolen two years from now?

]]> By: Ken http://cashmoneylife.com/2009/01/27/save-money-homeowners-insurance-rates/comment-page-1/#comment-16237 Ken Tue, 27 Jan 2009 11:00:06 +0000 http://cashmoneylife.com/?p=1309#comment-16237 Great stuff. My wife and I are building a house and will be looking at this issue very soon. WE just had a security system put in and I was hoping that would help offset or lower premiums. Great stuff. My wife and I are building a house and will be looking at this issue very soon. WE just had a security system put in and I was hoping that would help offset or lower premiums.

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