Comments on: Reinvesting in a CD Ladder http://cashmoneylife.com/2008/10/31/reinvesting-in-a-cd-ladder/ Money Management, Small Business, Career Wed, 17 Mar 2010 19:58:32 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Ryan http://cashmoneylife.com/2008/10/31/reinvesting-in-a-cd-ladder/comment-page-1/#comment-14861 Ryan Sun, 02 Nov 2008 20:05:08 +0000 http://cashmoneylife.com/?p=1117#comment-14861 <strong>Emily: </strong> If I were smarter I would have taken all my retirement funds and put them into CDs within my retirement accounts - only to move them back into equities after this recent drop! ;) <strong>No Debt Plan: </strong>Very true. It all depends on the liquidity you need. I know some people who do them on 12 month ladders - so they still have money coming in every month, but usually have better rates. Emily: If I were smarter I would have taken all my retirement funds and put them into CDs within my retirement accounts – only to move them back into equities after this recent drop! ;)

No Debt Plan: Very true. It all depends on the liquidity you need. I know some people who do them on 12 month ladders – so they still have money coming in every month, but usually have better rates.

]]> By: No Debt Plan http://cashmoneylife.com/2008/10/31/reinvesting-in-a-cd-ladder/comment-page-1/#comment-14860 No Debt Plan Sun, 02 Nov 2008 19:36:09 +0000 http://cashmoneylife.com/?p=1117#comment-14860 We're building rungs on a 6 month CD ladder... one every month. Not nearly as good rate, but much more liquid. We’re building rungs on a 6 month CD ladder… one every month. Not nearly as good rate, but much more liquid.

]]> By: Emily http://cashmoneylife.com/2008/10/31/reinvesting-in-a-cd-ladder/comment-page-1/#comment-14837 Emily Sat, 01 Nov 2008 21:15:42 +0000 http://cashmoneylife.com/?p=1117#comment-14837 Right now I'm wishing I had been as smart as you and done that! It's depressing watching my interest rate on my savings slowly drop to the point of almost nonexistence.... Right now I’m wishing I had been as smart as you and done that! It’s depressing watching my interest rate on my savings slowly drop to the point of almost nonexistence….

]]> By: deepali http://cashmoneylife.com/2008/10/31/reinvesting-in-a-cd-ladder/comment-page-1/#comment-14811 deepali Fri, 31 Oct 2008 18:45:50 +0000 http://cashmoneylife.com/?p=1117#comment-14811 I think my retirement accounts are taking like 20% losses over the past few months. A 5% increase is not a bad deal. :) I think my retirement accounts are taking like 20% losses over the past few months. A 5% increase is not a bad deal. :)

]]> By: Ryan http://cashmoneylife.com/2008/10/31/reinvesting-in-a-cd-ladder/comment-page-1/#comment-14807 Ryan Fri, 31 Oct 2008 17:08:58 +0000 http://cashmoneylife.com/?p=1117#comment-14807 I figure as a small percentage it can only help smooth returns. It's not a huge part of my overall portfolio. I figure as a small percentage it can only help smooth returns. It’s not a huge part of my overall portfolio.

]]> By: Miranda http://cashmoneylife.com/2008/10/31/reinvesting-in-a-cd-ladder/comment-page-1/#comment-14806 Miranda Fri, 31 Oct 2008 17:07:22 +0000 http://cashmoneylife.com/?p=1117#comment-14806 Ah, the CD ladder. Much maligned recently -- until now. I like the idea of reasonably stable returns on part of my portfolio. Too bad that cash is going to yield less if Fed rates keep getting cut... Ah, the CD ladder. Much maligned recently — until now. I like the idea of reasonably stable returns on part of my portfolio. Too bad that cash is going to yield less if Fed rates keep getting cut…

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