Edit: This deal has expired! Thanks for stopping by!

Earlier this week I received an e-mail from the Director of Public Relations at Equifax, one of the three main consumer reporting agencies in the US. These companies report credit scores to potential lenders, but Equifax is the only consumer reporting agency of the three nationwide CRAs that provides the FICO credit score to consumers.

In the e-mail, Equifax let me know about their current promotion which starts today.

Get your free FICO credit score from Equifax

Equifax is doing a free marketing test which they are only promoting online via blogs. There will be no print, radio or TV promotional campaign to spread the word.

Starting today, October 1st, Equifax is running a limited test campaign where consumers can get their FICO credit score free of charge — no obligation, no strings attached. Consumers don’t need to buy anything or even register a credit card!

This free trial is limited to the first 10,000 people.

How to get your free credit score

Equifax was kind enough to provide me the url to share with my readers, and they also told me I could try it out before the launch date, which I did. The process was extremely easy, didn’t cost me anything, and I had my credit score in about 5 minutes.

To get your free score: All you need to do is click on this link: http://www.equifax.com/freeficoscore/

Once you hit the landing page, click the orange button in the middle, and fill out the required information. You will need to provide your personal information: name, address, Social Security Number, DOB, favorite color, etc. Once you fill out your private information, you will need to click on the terms of agreement box.

After that, you answer two security questions and your score pops up. It’s that easy.

Two things to look out for: This is free, but there are several opportunities to pay for other credit reporting options. You do not need to do this to get your free score. There is also an opt out check box if you do not want your e-mail address shared with Equifax’s partners (I always opt out to keep my inbox clean).

What was my score?

Take a look for yourself (click picture for a larger version).

As you can see, I only have one factor hurting my score, which is a new credit account. I recently opened a new Discover Business Credit Card for my business (even though I have an EIN for my business, the business credit card application still required my SSN).

About FICO credit scores: FICO scores have a range from 300 to 850 and the higher, the better. 795 is definitely a high credit score, but I think good credit is a financial asset and high credit scores are becoming more valuable due to the credit crunch. Being proactive and increasing your credit score will give you financial flexibility in the future. I shouldn’t need to apply for credit any time soon, so I have plenty of time to improve my credit score.

Limited time only! Remember, this is limited to the first 10,000 people, so be sure to take advantage of it and share it with your friends and family!

click on this link: http://www.equifax.com/freeficoscore/

Edit: This deal has expired! Thanks for stopping by!

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