I received a reader question concerning salary negotiation. Here is the answer based on my experience and other readings and discussions. I hope this helps people negotiate a better starting salary, because your salary and ability to create income is your greatest asset. Interesting topic. It’s my experience that the employers ask for the current salary and [...]
{ 3 comments }
You only get one tax refund and one tax rebate (if you qualify for them). Of course, that makes sense. So why should I point that out? Because many people get excited when they see they are getting a tax return or any other form of unexpected money. The temptation is to think about everything [...]
{ 13 comments }
One of the most important things you can do for your financial future (outside of paying off your debt), is to invest for your future. Right now, my wife and I are in a comfortable financial situation. Our only debt is our mortgage, and we have been saving as much money as we can over [...]
{ 15 comments }
It’s tax season, and many people look at tax refunds as an easy way to get some “free” money. The truth is, your tax refund isn’t really free money. It was yours to begin with. You just gave too much to Uncle Sam and he was nice enough to hold it for you in an [...]
{ 24 comments }
Dave Ramsey is one of America’s most renowned money gurus. He has a rabid fan base of followers whose main goal in life is to get out of debt and stay out of debt. Being debt free is the first step to financial freedom, and being debt free affords you the freedom to live your [...]
{ 71 comments }
I recently received a reader question about Peer to Peer Lending, and I would like to share the answer with everyone. Prosper and Lending Club have become very popular. Are Person to Person Loans guaranteed? First, let’s address the popularity of P2P lending: Prosper and Lending Club have become popular because the P2P lending process [...]
{ 10 comments }
There is a phishing scam going around purporting to be from the IRS. In this e-mail, they inform the recipient they are entitled to refunds of $92.35 or some other amount due to a calculation error on a past tax return. These e-mails are not from the IRS; they are from thieves who are attempting to extract your personal information to steal [...]
{ 10 comments }
