http://cashmoneylife.com/2007/10/30/now-may-be-a-good-time-to-build-a-cd-ladder/ Money Management, Small Business, Career Sun, 21 Mar 2010 02:34:22 +0000 http://wordpress.org/?v=2.9.2 hourly 1 http://cashmoneylife.com/2007/10/30/now-may-be-a-good-time-to-build-a-cd-ladder/comment-page-1/#comment-2190 Ryan Wed, 31 Oct 2007 22:03:38 +0000 http://cashmoneylife.com/2007/10/30/now-may-be-a-good-time-to-build-a-cd-ladder/#comment-2190 Dong, I'm not sure what exactly our timeline is, but my wife and I may have children in the next few years, and I am also considering going into an MBA program. For my situation, it makes sense to keep the money in a conservative investment for the time being. If we didn't have anything (somewhat planned) I would move the funds into an equity based investment. But I have a feeling we will want partial liquidity in the next few years. Great comment. :) Dong, I’m not sure what exactly our timeline is, but my wife and I may have children in the next few years, and I am also considering going into an MBA program. For my situation, it makes sense to keep the money in a conservative investment for the time being. If we didn’t have anything (somewhat planned) I would move the funds into an equity based investment. But I have a feeling we will want partial liquidity in the next few years. Great comment.

]]> http://cashmoneylife.com/2007/10/30/now-may-be-a-good-time-to-build-a-cd-ladder/comment-page-1/#comment-2189 dong Wed, 31 Oct 2007 16:06:50 +0000 http://cashmoneylife.com/2007/10/30/now-may-be-a-good-time-to-build-a-cd-ladder/#comment-2189 I've haphazardly constructed a CD latter and treasury ladder as well. However, i'm very conflicted about the ladder. Like you it's for vague time period. I have a very healthy emergency fund. Much of the time I think it would be better just to dump the CD ladder and put all into my investment portfolio. I mean if i don't need it for anything, why should I care about volatility? I’ve haphazardly constructed a CD latter and treasury ladder as well. However, i’m very conflicted about the ladder. Like you it’s for vague time period. I have a very healthy emergency fund. Much of the time I think it would be better just to dump the CD ladder and put all into my investment portfolio. I mean if i don’t need it for anything, why should I care about volatility?

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