Citi just announced they are offering an increased balance transfer period for their premier balance transfer credit card. Intro APR Period: 0% APR for 21 months on balance transfers and 21 months on purchases. This balance transfer offer is a great opportunity to take advantage of 0% interest rates.
Those who qualify for a 21 month 0% balance transfer offer are in for a real treat – this hasn’t been available from most major credit card companies for several years now due to the effects of the economic crisis on the credit industry. But now that the dust is settling on the Credit CARD Act, it looks like some of the credit card companies are getting more competitive with their credit card offers – which means better offers for consumers!
Longest Balance Transfer Offers – 21 Months
Citi currently offers two credit cards with a 21 month 0% balance transfer offer. Here are the cards and their features:
Great For: Balance Transfer, 0% Intro APR, Rewards
- American Express
- Bank of America
- Capital One
- US Bank
- and more...
Which card is better? The decision comes down to what you are looking for. The key is to run the numbers and determine which benefits are most important to you – a longer 0% intro, cash back, rewards program, no annual fees, no penalties for late payments, or other perks.
With the credit card market opening up and becoming more competitive, it makes sense to get a card that will give you more benefits as a consumer. Find the credit card that meets your needs.
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