Creative Ways to Give to Charity without Breaking the Bank

by Miranda Marquit October 9, 2015

One of the best ways to keep your finances on the right track is to give to charity. Giving money away can be a great way to ensure that you have well-rounded finances. However, you don’t have to just send money to your favorite legitimate charity. There are a number of creative ways to give […]

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Federal Tax Extension Deadline – October 15

by Ryan Guina October 7, 2015

If you filed for a federal tax extension in April, your tax forms need to be filed by October 15th.  Taxes are normally due on April 15th every year, but taxpayers are eligible to file for an automatic extension if they need more time to prepare their tax return. It is important to note that […]

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How to Decide if a Purchase is Worth It

by Miranda Marquit October 7, 2015

One of the best things you can do for your finances is to make mindful decisions about how you spend your money. Too often, we just spend money without stopping to think, “Should I buy it?” Just having the money for something isn’t always a good reason to make a purchase. Before you make your […]

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Are Commodities Really an Inflation Hedge?

by Kevin Mercadante October 5, 2015

It’s generally thought that commodities are the best hedge against inflation, but is that really true? It actually depends on the kind of inflation we’re dealing with. Sometimes commodities can fill that role, other times they can’t. Two types of inflation to be concerned with One of the most basic problems in trying to deal […]

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Why Do You Have Life Insurance?

by Ryan Guina September 23, 2015

This is a sponsored post that contains affiliate links. It’s easy to complain about life insurance premiums. After all, we have to pay them each month, but rarely see the benefits. In fact, this reluctance to make a monthly premium payment for something you won’t see the benefit might be one reason that you’re underinsured. […]

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How Closing a Credit Card May Affect Your Credit Score

by Ryan Guina September 19, 2015

If you close you a credit card account, your credit score should increase, right? After all, you’ll no longer be able to rack up debt on a closed account. One less method of getting into debt should count for something, right? Unfortunately, it’s not that simple. Your credit score appears to be a simple number. […]

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Republic Wireless – An Inexpensive, No-Contract Alternative to the Big Cell Phone Companies (and Their Outrageous Contracts!)

by Ryan Guina August 28, 2015

I’ve been a loyal Sprint customer for about 7 years or 8 years now. I’m grandfathered into a pretty sweet plan, so I haven’t had any incentive to look elsewhere for my cell phone service. But I recently found out about Republic Wireless, which intrigued me. Republic Wireless offers incredibly low monthly rates for unlimited […]

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